August 2008

With millions upon millions of baby boomers about to retire, the Social Security Administration has created an online  “retirement benefits estimator” that is a substantial improvement over the previous Internet version. Go to  www.socialsecurity.gov/estimator.

There are a number of things that are significant improvements.  Unlike previous versions, this one uses your actual Social Security

The new 2008 Deeming Chart should be used by banks and other Special Needs Trust Administrators judiciously.  Pay particular attention to the qualifications indicating when the trust may not be used, which appear at the end of the chart.  Also be aware that these numbers increase annually, but a slight amount, due to changes in

The organizers of the Florida State Guardianship Annual Convention asked me to prepare some comments on Social Security, Medicare and Medicaid – It Just Keeps Changing.  The ten page paper highlights changes in how  attorneys and guardians of disabled individuals will have to change the way they interact with SSA, video hearings, “paperless” medical